Privacy

Privacy Policy

Protecting your personal data is of the utmost importance to us at Kerick SF. This privacy policy explains how we collect, use, process, and protect the information you provide to us.

What information do we collect?

We may collect and process the following types of data:

• Personal data: name, surname, address, phone number, email.

• Financial information: bank account details, credit data, payment history.

• Technical information: IP address, cookies, and information about your use of our website.

How do we collect data?

We collect data when:

• You submit a credit application or request another service.

• You communicate with us via phone, email, or postal mail.

• You visit our website.

Purposes of data use

We use your data for the following purposes:

• Assessing credit applications and providing financing.

• Communicating with you about our services.

• Complying with legal and regulatory obligations.

• Improving our services and enhancing the user experience on our website.

• Data analysis for fraud prevention and transaction security.

Sharing data with third parties

Kerick SF does not sell, share, or rent your personal data to third parties, except in the following cases:

• When required by law or requested by regulatory authorities.

• With partners who support our services, such as banks or law firms, under strict confidentiality agreements.

Data storage and security

We take all necessary technical and organizational measures to protect your personal data against:

• Unauthorized access.

• Loss, destruction, or alteration.

Your data is stored on secure servers within the European Union and is retained only as long as necessary for the purposes described in this policy.

Your rights

Under the General Data Protection Regulation (GDPR), you have the following rights:

• Right of access: You can request information about the data we hold about you.

• Right to rectification: You can have incorrect or incomplete data corrected.

• Right to erasure: You can request deletion of your data under certain conditions.

• Right to withdraw consent: You can withdraw your consent for data processing at any time.

• Right to restrict processing: You can request restriction of the processing of your data.

To exercise your rights, please contact us by email or phone.

Cookies

Our website uses cookies to enhance your experience. Cookies are small files stored on your device that help us:

• Recognize users when they return to our website.

• Analyze website usage to improve our services.

You can manage your cookie settings through your browser preferences.

Changes to the Privacy Policy

This privacy policy may be updated to reflect legal changes or changes in our practices. We recommend visiting our website regularly for updates.

Contact

For questions about our privacy policy or the processing of your data, please contact us:

Address: Ackerstr. 10, 41542 Dormagen, Germany
Email: contact@kerick-sf.com